Lincoln Park West, No. 11N, Chicago: $709,000 Listed: Jan. 21, 2021 This two-bedroom home in Lincoln Park has two bathrooms, one half-bathroom and was newly renovated in 2019. The dealer had a 7 up. They each had 16 and both stood pat. I had 4/3, hit and caught a 5, hit again catching a 3, took another card which was an ace, then hit my five-card 16 and caught a deuce to make 18. The dealer turned over a 9 in the hole and promptly busted with a face card.

By Henry Tamburin
No other hand makes blackjack players feel queasy than the dreaded 16. Players hate to hit the hand because they are afraid tobust. So many chicken out and stand no matter what the dealer shows. Others opt for the surrender option if it’s available figuring losing half a bet is better then losing it all. If your 16comes as a pair of 8’s most players are reluctant to split if the dealer shows a 9, 10, or ace because they are afraid of losing two bets instead of one. Then there is the 16 made up with anAce counted as 11 (i.e., soft 16). So what’s a player to do when he gets a 16?

First, let’s focus on a hard 16. That’s a hand that does not contain an Ace or if it does the Ace counts as one. Some examples of a hard 16 would be 10-6 or 5-7-4 or 7-8-Ace.

The correct basic playing strategy for hard 16 is to stand when the dealer shows a small card (2 through 6) and hit when the dealer shows a high card (7, 8, 9, 10, or Ace). Following thisplaying strategy will not guarantee that you will win every time but that you are more likely to lose less in the long run.. Let me explain.

Suppose you are dealt a 10-6 and the dealer shows a 7 upcard.

If you hit you win on average 30% of the time and lose 70%.

If you stand you will on average win 26% and lose 74%.

Note that you improve your chances of winning the hand by 4% if you hit rather than stand. But the dealer is still an overwhelming favorite to beat you because he will win 70% of the hands toyour 30%. But is it better to win 26% of the time by standing or 30% of the time by hitting? You should hit because it will increase your chance of winning by 4%, not much, but every percentagewill help you in the long run when you play blackjack.

So the bottom line with a hard 16 is this. Even by following the basic strategy, you will lose more hands than you win but in the long run, you will lose less than following a seat-of-the-pantsstrategy. Losing less on hands where you are the underdog is just as important as winning more when you are the favorite.

What if your 16 consists of three or more cards like 5-7-4? Normally the basic strategy ignores the composition of the hand. However, if you have a hard 16 hand consisting of three or morecards, then you should stand when the dealer has a 10 showing. The reason is that you have consumed a few of the small cards that you need if you were to draw. This tips the odds in favor ofstanding.

Some casinos allow players to surrender. This means you give up the opportunity to play out your hand and automatically lose half your bet. Even when surrender is offered, most players don’tlike “giving up” without a fight. So they rarely surrender. That’s unfortunate because surrendering a hard 16 when the dealer shows a 9, 10, or Ace will save you more money in the long run thanhitting. In fact, surrender is always the best option when your chance of winning a hand is less than 25%. Take the hand of hard 16 against a 10. If we hit our chance of winning is 23.4%. Thismeans the dealer’s chance of beating us is 76.6%. If we played a hundred hard 16’s against the dealer 10 with those probabilities, we would end up winning about $23 and losing $77 for a netloss of $54 on average. By surrendering on every hand our net loss would be $50. Get the point? You are better off losing $50 then $54 which is why surrendering a hard 16 against a 10 is thebetter play because you will save $4.

If you happen to be dealt a soft 16 (like Ace-5), you should never surrender and you should never stand. Your first option is to double but only if the dealer shows a weak 4, 5, or 6 upcard. Ifnot, then hit.

Finally, we have a pair of 8’s. The correct basic strategy play is to always split the 8’s no matter what the dealer shows. Even though you will lose money on both 8’s when you split, thecombined loss, in the long run, will be less than the amount you will lose by playing the one hand as a 16. Splitting 8’s against a dealer 10, by the way, is also a slightly better play thensurrendering.

No question that 16 is a lousy blackjack hand. Unfortunately, it’s one of the most frequent hands you are going to be dealt in blackjack. But, by following the above playing strategy you willbe optimizing your chances of winning more, and losing less, in the long run. It’s the smart way to play blackjack.

Henry Tamburin has been a respected casino gambling writer for the past 50 years. He is the author of the Ultimate Blackjack Strategy Guide and was editor of the BlackjackInsider newsletter. You can read his latest articles on blackjack, video poker, and his personal playing experiences at https://www.888casino.com/blog/writers/henry-tamburin

Does Dealer Hit On 16 Chevy

'I played blackjack in a casino and noticed that whenever the dealer had a soft 17 hand, he would take a card. I thought dealers were supposed to stand on 17.'

As a general rule, casino rules specify that dealers must draw on '16 or less' and stand on '17 and more'. In fact it states that right on the layout. However, when the dealer's 17 contains an ace that is counted as 11, the hand is known as a soft 17 (e.g. Ace, 6 or Ace 2, 4 are soft 17's). And in some casinos, the rules specify that dealers must hit their soft 17 rather than stand and it will state that on the layout (this is known as the soft 17 rule).

So what's the big deal you say. Does it really make a difference on that one hand whether or not the dealer stands or hits? Well it is a big deal because that one slight rule change increases the casino's edge over players by about 0.2%.

The reason that the player's expectation decreases when the dealer must hit soft 17 is that even though the dealer will bust slightly more often when he hits compared to standing on 17, the times he doesn't bust he will more often end up with a hand that totals higher than 17. The net result is the casino's edge increases by 0.2%.

Your best bet is to not play blackjack in casinos that have the soft 17 rule especially when 6 decks of cards are used. But if you have no choice, then you should modify your basic playing strategy on these three hands (for a typical 6-deck game). They are as follows:

Double down on 11 (e.g. 6,5) against dealer's ace upcard (instead of standing)
Double down an soft 19 (Ace, 8) against dealer's 6 upcard (instead of standing)
Double down on soft 18 (Ace, 7) against dealer's 2 upcard (instead of standing).

Sometimes new casinos come under a lot of heat from blackjack players when they implement the soft 17 rule at their blackjack tables. This was the case in a new Mississippi casino that opened with this player unfavorable rule. Critics (myself included) and players voiced their discontent loud and clear especially since most of the other near bye casinos did not have this rule. It didn't take long before the casino changed the rule to 'dealer's standing on soft 17' and took out ads in local papers to announce the change.

Does Dealer Hit On 16 Years

The soft 17 rule historically has been part of the blackjack games in the downtown Las Vegas and Reno casinos. Here you'll find mostly the more player favorable single deck (vs. 6 deck) blackjack games. The casino's offer the more favorable single deck games but then take some of that player advantage away by implementing the soft 17 rule. But still a single deck game with the soft 17 rule is a better game for most blackjack players than a typical multiple deck game.

The following chart that summarizes the effect of the casino's advantage over the basic strategy player when the soft 17 rule is in effect (i.e. dealer must hit soft 17). H17 =dealer hits soft 17. S=17 means dealer stands on soft 17. DAS=double after pair splitting allowed. NoDAS=doubling after pair splitting is not allowed.

# Decks Rules Casino Edge
1 H17, noDAS 0.18%
1 S17, noDAS -0.01%(Player has the advantage)
1 H17, DAS 0.06%
1 S17, DAS -0.13% (Player has the edge)
2 H17, noDAS 0.40%
2 S17, DAS 0.19%
6 H17, DAS 0.63%
6 S17, DAS 0.41%
You can see why casinos that offer single deck games usually implement the soft 17 rule. If they didn't a typical basic strategy player would have the edge. Notice the casino's edge in 6 deck games with the soft 17 rule. Their edge is 0.63% which is fairly high for most blackjack games.

Fortunately in all of the Gulf Coast casinos, the rules specify that the dealer's must stand on soft 17. In the Tunica based casinos, currently all the casinos hit soft 17 except the Isle of Capri and the Grand (the Grand has a mix of hit and stand soft 17). The casinos in Tunica compensate for the hit soft 17 rule by offering more player favorable single deck games then the casinos along the Gulf Coast.

The bottom line is that the soft 17 rule is palatable in single deck games, but with 2 and 6 deck games you should try to play in casinos where the rules specify that dealers must stand on soft 17. That's the smart way to play blackjack.

Does Dealer Hit On Soft 16

Dr. Henry Tamburin is one of America's most popular casino gaming writers and the author of 6 best-selling casino books including his Blackjack: Take The Money & Run. For a free copy of Tamburin's Blackjack Insider Newsletter visit his web site at www.smartgaming.com. For a free copy of Tamburin's Casino Gambling Catalog call 1- 888- 353-3234.