Blackjack Quick Reference Card
- The players' cards are normally dealt face up, while the dealer has one face down (called the hole card) and one face up. The best possible blackjack hand is an opening deal of an ace with any ten-point card. This is called a 'blackjack', or a natural 21, and the player holding this automatically wins unless the dealer also has a blackjack.
- Blackjack, also known by the much more explanatory name Twenty-One, is a card game that can be played with one, two, four, six, or eight decks of cards depending on the number of players, and whether it’s played in a casual or competitive setting. The goal of the game is to beat the dealer by.
- Players hope to get a total card value of 21 or to come closer to it, without going over, than the dealer, against whom all betting is done. For this purpose aces count as 1 or 11, face cards as 10, and the rest at their index value. A hand counting 21 on the first two cards (an ace and a 10 or face card) is called a natural or a blackjack.
- A program for noting and keeping track of cards dealt in poker, single deck Blackjack or other Card games. Simply click on cards to mark them as used, and you'll know whats left in the deck. Simply click on cards to mark them as used, and you'll know whats left in the deck.
- Blackjack Strategy Card
- Blackjack Card Values
- Blackjack Quick Reference Card Games
- Blackjack Quick Reference Card Printable
- Blackjack Card Free
Blackjack is a card game that, along with Roulette and Slots, is one of the most popular games in casinos, both online and offline.
The game is played against a Dealer with the aim of getting a higher score than them and as close to 21 as possible without ‘Busting’ – going over. It is normally played with either 6 or 8 decks of cards and can involve several other Players, all of whom are playing directly against the Dealer.
How to Play Blackjack
Blackjack Cheat Sheet. Double Down SP Split SH. Split if allowed to double after split, if not then hit DS. Double if allowed, if not then stand XH. Surrender if allowed, if not then hit.
Goal of the game
The aim of the game is to beat the Dealer’s hand. You do this by getting your hand as close to 21 as possible without going over this amount and ‘Busting’.
Card values
1. All numbered cards from 2 to 10 are counted at face value.
2. All picture cards (Jack, Queen, and King) count as 10.
3. An Ace can be either 1 or 11.
Setting-up the game
1. Set your budget – We recommend that you take the equivalent of 40 hands to a table before you sit down and start playing.
2. Choose your table – All will have a minimum and maximum amount you can bet, choose one where you can play a hand for around a fortieth of your budget. i.e. if you have a bankroll of £200, you should be looking at playing £5 per hand.
3. Take a seat – You can choose any empty seat at the table, more than one if you wish, and whilst the choice of the seat makes no difference to the outcome of any given hand, the Dealer starts from one end when dealing and the action starts with the first Player to be dealt with and goes around until everyone has finished.
4. Decide how much you would like to change up and play with. These funds are then changed into Chips which are used for the game, you can cash them into real money and walk away at the end of any hand.
Blackjack Rules
1. Place your bet (Remember, if there is room at the table you can play more than 1 hand if you do this you will need to place a bet for each hand you wish to play).
2. You will be dealt 2 cards face up so all other Players and the Dealer can view them.
3. The Dealer normally deals 2 cards for him/her, 1 face-up, and 1 face down. Some versions of Blackjack see the Dealer giving themselves 1 card only at this point (in this case, the 2nd card is dealt face up after all Players have finished their actions).
4. You now need to decide your move on each of your hands. The 2 main choices are Hit or Stand. Hit means receive another card. Stand means you don’t want another card and you are satisfied with what you have. If you Stand, you take no further action in the hand, if you Hit you have the same decision to make again after receiving your next card. There are sometimes 3 other decisions you can make, Double, Split, and Insurance. These will be explained later.
5. After all, Players have completed their hands, the Dealer deals him/herself cards until they have at least 17. It is worth noting that the Dealer has no say in what they do, they have to Hit until they get at least 17, even if all Players have only 15 and the Dealer has 16.
6. Once the dealer has 17, 18, 19, 20, or 21 he will Stand. If he gets 22 or more, the dealer busts, and all Players left in the hand win.
As mentioned above, there are 3 other actions you can sometimes take:
Double Down
This Doubles your bet (you need to place a further bet the same amount as your initial bet) and gives you 1 further card, after which your hand is finished irrespective of what card you get. If you win, you get Double your total bet.
You would normally only Double if you have a 9, 10, or 11 and the Dealer doesn’t have an Ace or a 10 – See the chart below for more details.
Split Cards
If you get 2 cards of the same value, you can Split them and play with 2 hands, each containing 1 of the cards. You will need to pay a bet equal to your initial bet and you will get dealt another card for each hand. You then decide for each hand whether to Hit or Stand. If you get 21 after Splitting, this only counts as 21 and not Blackjack. If you Split Aces, you will only get dealt 1 more card and will then need to Stand. At most casinos, if your 2nd card is the same as the first, you will be allowed to Split again if you wish.
Blackjack Insurance
If the Dealer shows an Ace as their face-up card, all Players have the option of Insurance. If you choose to take Insurance, you will place a bet equal to half your initial bet. If the Dealer then gets Blackjack, so the 2nd card has a value of 10, you will get Double your bet, if not you lose the Insurance bet.
The game ends
1. The hand ends for a Player when either your hand goes over 21 meaning you Bust and lose your bet, or when the Dealer completes their actions.
2. Once the Dealer has completed their action, the payouts take place for all remaining Players still in the hand.
3. If you have a higher total than the Dealer and both totals are 21 or below, you win the hand and get Double your bet. If you and the Dealer have the same total, you Push the hand and get your stake back (Unless one of you has 21 with their first cards, known as Blackjack and the other has 21 with 3 cards or more, in which case whoever has Blackjack will win the Hand). If the Dealer has a higher total than you and both are 21 or less, the Dealer wins and you lose your stake.
4. If the Dealer gets over 21, they Bust and all remaining Players win Double their stake.
5. If you get 21 with 2 cards, you have Blackjack, and if the Dealer doesn’t have 21 with their first 2 cards, you get 1.5 your bet back, as well as the bet itself – equivalent to 2.5 times your bet. If the Dealer also has Blackjack, you Push and get your stake returned.
Blackjack Definitions
Hit
Hit means to draw another card. You can request a hit as many times as you like, but if your total goes over twenty-one, you will bust and lose the hand.
Stand
Stand means the player receives no more cards. The hand as it currently stands will be judged against the dealers.
Blackjack Strategy Card
Split
If you have two cards of the same denomination, a Split button will appear. You can split your cards into two hands and play each hand separately. Your original bet will be duplicated for the new hand. Each hand will be played out as usual except when splitting Aces, where only one additional card per hand is dealt. The split option can only be used once per hand — you cannot split part of a split hand. Any winning 21 obtained after splitting a pair is paid 1-to-1.
Double Down
If you select this option, two things will happen: you will get exactly one more card, your turn will end, and your bet will be doubled.
Surrender
Where permitted (usually on a Blackjack Surrender table), a player may give up his first two cards and lose only one-half his original bet.
Blackjack Payouts
If you win the hand, you will get back your original bet plus the same amount in profit. A hand that consists of an Ace and any ten-value card is called a natural twenty-one, or a natural blackjack (except in the case of a Split hand – see details above). If you win with a natural blackjack, you will be paid off at three-to-two, which means you get your original bet back plus a 150% profit. (So if you bet £50 and win with a natural twenty-one, you get £50 (your bet) plus £75 (your bet plus half of your bet), which totals to £125).
Blackjack Odds
Knowing the blackjack odds will make you a better player and hopefully beat the odds when playing at a casino. If you want to apply any gambling strategy successfully you need to know the odds of the game you’re playing. It goes without saying but we’ll say it anyway: the odds are always in favor of the house. How else do you think they can create billion-dollar mega-casinos in Las Vegas? The Blackjack rules are carefully structured to ensure a house edge. But just how heavily are the Blackjack odds weighed in favor of the house? If you’re a smart player, you know the house edge not as great as one might think – and certainly not insurmountable. You will be able to calculate the following:
- Blackjack odds variations
- Odds of busting
- Player advantage VS dealer up-card
Blackjack Odds Variations
If you want to be serious about playing blackjack you need to be able to calculate your odds for the game you’re playing. The blackjack odds depend on the different types of rule variations. Some online blackjack sites can be unclear about this so you need to pay attention. You can also adjust your blackjack strategy according to these rules. The following table shows the effect that rule variations have on the player’s expected return after taking the proper strategy adjustments. These changes are relative to the standard Atlantic City rules which result in a player’s expected return of -0.43%: 8 decks, dealer stands on soft 17, the player can double on any first 2 cards, the player may double after splitting and the player may split to 4 hands. I will explain some of the rule variations under the table.
| Rule Variations | Effect |
|---|---|
| Five Card Charlie | +1.46% |
| Player 21-points is automatic winner | +0.54% |
| Early surrender against ace | +0.39% |
| Early surrender against ten | +0.24% |
| Player may double on any number of cards | +0.23% |
| Player may draw to split aces | +0.19% |
| Six card Charlie | +0.16% |
| Player may resplit aces | +0.08% |
| Late surrender against ten | +0.07% |
| Seven card Charlie | +0.01% |
| Late surrender against ace | +0.00% |
| Split to only 2 hands | -0.01% |
| No-peek: ace showing | -0.01% |
| Player may double on 9-10-11 only | -0.09% |
| No-peek ten showing | -0.10% |
| Player may not resplit | -0.10% |
| Player may not double after splitting | -0.14% |
| Player may double on 10-11 only | -0.18% |
| Blackjack pays 6-5 | -1.39% |
| Player loses 17 ties | -1.87% |
| Blackjack pays 1 to 1 | -2.27% |
| Player loses 17-18 ties | -3.58% |
| Player loses 17-19 ties | -5.30% |
| Player loses 17-20 ties | -8.38% |
| Player loses 17-21 ties | -8.86% |
| Dealer bust on 22 is a push | -9.53% |
Five, six and seven-card Charlie:
a Charlie is an automatic winner, so in a six-card Charlie the player wins on any six-card hand that didn’t bust.
No-peek rule:
The dealer doesn’t peek to see if he has a Blackjack.
How to calculate? You start with the basic Atlantic City rules (-0.43%) and take the rule variations according to the game you are playing to calculate the effect it has on the expected return. For example “Player may double on any number of cards” (+0.23%) and “Player may not resplit” (-0.10%). The expected player return would now be -0.43% +0.23% -0.10%= -0.30%. These blackjack odds (-0.30%) are better for the player than under the standard Atlantic City rules (-0.43).
Blackjack Odds of busting
This table is used to calculate the blackjack odds of the player busting if he hits. This can be useful but I think a smart person already knows that if he hits on 16 he has more chances of busting when he hits on 12.
| Hand | % Bust if hit |
|---|---|
| 21 | 100% |
| 20 | 92% |
| 19 | 85% |
| 18 | 77% |
| 17 | 69% |
| 16 | 62% |
| 15 | 58% |
| 14 | 56% |
| 13 | 39% |
| 12 | 31% |
| 11 or less | 0% |
Player advantage VS the dealers up-card
This table is more useful than the odds of busting because it calculates how much the dealer’s up-card has a positive effect on your odds and the odds of him/her (the dealer) busting.
| Dealer Up Card | Dealer bust % | Player Advantage % |
|---|---|---|
| 2 | 35.32% | 9.5% |
| 3 | 37.58% | 13.6% |
| 4 | 40.27% | 18.4% |
| 5 | 42.88% | 23.1% |
| 6 | 42.10% | 23.8% |
| 7 | 26.00% | 14.6% |
| 8 | 23.84% | 5.4% |
| 9 | 23.34% | -4.4% |
| 10,J,Q,K | 21.47% | -16.8% |
| A | 11.62% | -15.9% |
Blackjack Basic Strategy
For Blackjack Basic Strategy the first thing to look at is the tables below. This has details of what you should do to optimize your chances with every version of your starting hand versus the Dealers visible card.
It is useful if you can remember this as best you can to give you the best possible advantage against the House.
If your hand contains an Ace, look at the 2nd chart, if you have a pair the same value, look at the bottom chart. For all others, the top chart is the place to look.
Blackjack Chart
Use this Blackjack strategy chart as a cheatsheet if you will. It will help you memorize what actions to take with your opening hand.
How to Play Hard Hands:
A hard hand is two starting cards that do not contain an ace.
If you have eight or less, always Hit.
If you have Nine: Double if the Dealer has 3 to 6 – otherwise Hit.
If you have Ten: Double if the Dealer has 2 to 9 – otherwise Hit.
If you have Eleven: Double if the Dealer has 2 to 10, Hit if the Dealer has Ace.
If you have Twelve: Hit if the Dealer has 2 or 3, Stand if the Dealer has 4 to 6, otherwise Hit.
If you have 13- 16: Stand if the Dealer has 2 to 6, otherwise, Hit.
If you have 17 – 21: Always Stand.
How to Play Soft Hands:
A soft hand is when one of your starting hands contains an ace.
If you have Ace 2 or Ace 3: Double if the Dealer has 5 or 6 – otherwise Hit.
If you have Ace 4 or Ace 5: Double if the Dealer has 4 to 6 – otherwise Hit.
If you have Ace 6: Double if the Dealer has 3 to 6 – otherwise Hit.
If you have Ace 7: Stand if the Dealer has 2, 7 or 8. Double 3 -to 6 – otherwise Hit.
If you have Ace 8 or Ace 9: Always Stand.
How to Play Pairs
If you have a pair of Aces or Eights: Always Split.
If you have a pair of twos or threes: Split if the Dealer has 2 – 7, otherwise Hit.
If you have a pair of fours: Split if the Dealer has 5 or 6 – otherwise Hit.
If you have a pair of fives: Double if the Dealer has 2 to 9 – otherwise Hit.
If you have a pair of sixes: Split if the Dealer has 2 to 6 – otherwise Hit.
If you have a pair of sevens: Split 2 to 7 – otherwise Hit.
If you have a pair of nines: Split 2 to 6, and 8 or 9. Stand if the Dealer has 7, 10 or Ace.
If you have a pair of tens: Always Stand.
Strategy Card
Blackjack Tips
Taking Insurance or Even Money
Blackjack is a gambling game, so hedging your bet and playing safe by taking Insurance or even money doesn’t make much sense. In around 7 out of ten instances the Dealer shows an Ace they will not have blackjack, so buying Insurance is a losing long-term strategy and should be avoided.
Splitting Tens when Dealer shows 6
It is always a good idea to maximize your bets when the Dealer shows a 6 as this gives them the biggest chance of Busting, and although you will still expect to make money if you Split (less than $18 extra per $100), you can expect to make over $70 per $100 in bets by doing nothing and Standing on 20. There is a high chance that the Dealer will Bust, so always Stand on a hard 17 or greater.
Standing on 16 when Dealer shows Ace
Standing on 16 when the Dealer has a Ten is not nearly as bad as when the Dealer has an Ace. There is a good chance you will Bust when Hitting on 16, but at least you give yourself a chance to win or push the hand, otherwise in order to win you have to count on the Dealer Busting with an Ace.
Standing on Soft 18 when Dealer shows 6
As mentioned above, the Dealer having a 6 is the best possible hand for the Player as it presents the best chance of the Dealer Busting. You need to, therefore, try and maximize your returns in this situation, so Double and try to take down a bigger win. You can’t bust by taking one more card, so go for it!
Standing on Soft 18 when Dealer shows 9
This is a common one, and although 18 isn’t a bad total in Blackjack, when the Dealer has a 9 there is a high chance they will get a Ten or an Ace (38% of the time to be exact), so give yourself a chance to win and Hit it!
Hitting 11 when Dealer shows Ten
One of the best things about Blackjack is being able to control when to put more money on the table. If you have an 11 and the Dealer doesn’t get more money down by Doubling. You can expect to make about $18 for every $100 you bet, while Hitting will only earn you about $12.
Blackjack Card Values
Standing on a 12 when Dealer shows 2
This one divides Players a lot as plenty won’t want to risk Busting. However, there are plenty of cards that can save a Dealer who has a 2, so instead of hoping they Bust, take another card and try and get a better total.
Doubling 11 when Dealer shows Ace
Any time the Dealer has an Ace you need to be cautious. Just Hit instead of Doubling, there is no point betting more money against the Dealers Ace.
Hitting 2/2 when Dealer shows 7
Another important one of our Blackjack tips. Twos are actually reasonable cards to start with for a Player. It is likely the Dealer has a “stiff hand” or a 17, therefore Split that 2/2 and make some money.
Hitting 4/4 when Dealer shows 6
There is a consensus that you should Double 4/4 against a 6 to try and maximize your returns as the Dealer has a high chance of Busting, but we would recommend you Split the hand against a Dealers 6. When the Dealer shows a 6, you generally want to play as many hands as possible because the Dealer is likely to Bust.
Related Blackjack Articles:
Counting Cards in Blackjack
Blackjack Multi-Deck vs Single-Deck
Real Money Blackjack Sites
Featured Gambling Guides
Table Of Contents
- It can take years to master the game of blackjack and become a winning player
- You can learn the basics of the game with this blackjack cheat sheet
- Download the free pdf and use it when you play on the best Blackjack sites so you can better chances to win
Everyone say that playing blackjack is easy — but I disagree.
Blackjack is one of those games that can take years to learn, especially if you want to play well and use all the winning chances you have.
To be good at Blackjack you need to know the right strategy, learn how to play every possible combination of cards, and have a super-sharp memory.
Unless you use a Blackjack cheat card like the one I'm giving away in this article.
Oh, and you need to be lucky too - of course.
The players who get all the chances to win at Blackjack that the game allows, know exactly what hand to play and when they are supposed to Hit or Stand.
Good Blackjack players leave to chance nothing more than they are obliges to. Blackjack is a gambling game and it comes with a natural house edge — but anything more than that, is a mistake Blackjack players can't afford to make.
To be that good, you can either spend a lot of time studying the game and learning all about the best ways to play Blackjack…
…or you can become well-versed in the important aspects of the Blackjack basic strategy with an easy Blackjack cheat sheet for beginners.
The No-Cheat Sheed Approach to Beating Blackjack
If you choose the first approach, you are in for a lot of work that is going to pay out, eventually.
I respect your attitude and I want to help. So here's a list of good resources you should read before you download my printable Blackjack strategy card.
How to Play Blackjack for Beginners. See it as a dummies guide to Blackjack. Here you learn how to count points, understand the action, and move your first steps into the game.
How to Practice Blackjack Online. The best way to learn how to play (and put my Blackjack cheat sheet into practice) is to play for free and train. This article gives you the chance to do just that.
Best Free Blackjack Games to Play for Fun. Need more free games to test the PDF cheat card? This page has everything you need.
Single Deck Blackjack Strategy. Single Deck games are the Eldorado of Blackjack. This article tells you why and gives you some tips to get more winning chances than most other players.
Blackjack Side Bets Explained in Plain English. Lots of people get confused about the side bets in Blackjack — especially as those aren't covered in my cheatsheet. This article tells you which one to try and which ones to avoid.
Best Live Blackjack Casinos in 2019: Updated List. A collection of all the best sites to play Live Dealer Blackjack in 2019 with short reviews of what makes them special.
The No-Cheat Sheet Approach to Beating Blackjack
If you don't want to go through all those articles but you just want to play, I have a way to get you in a position to get better odds at Blackjack.
With my Blackjack Cheat Sheet you:
- Always know how to play a hand
- Get the best winning odds
- CReach optimal play
YES. I am talking about a Blackjack Cheat Sheet pdf for dummies that can help you play like you are supposed to. Download it, print it, memorize it, and use to play your games.
It's often said that in gambling, the house always wins. Unfortunately, that's not a lie.
Although this is true for the majority of players - especially for those who do not know how to play the house effectively - there are ways to increase your chances.
Nobody expects a beginner to win, and you must use this lack of expectations to your advantage.
My Blackjack Cheat Sheet card helps you play Blackjack like players who have been playing the game for years and get more chances.
Never-Ending Blackjack Action Online!Practice free blackjack against the CPU and then sit to play exciting games with the best live dealers* in the world.
Play NowAlthough we call this a Cheat Sheet,it is really cheating? Of course not.
Cheating at the Casino is not allowed. And stupid.
What you find here is a Blackjack strategy that helps you to play better.
Think of it like playing a video game with a guide, or going on a guided tour when you go on vacation.
That's not cheating - that's just sensible precautions. Sure, you think, but isn't blackjack a game, and wouldn't a winning strategy be against the spirit of that game?
If you're thinking that, then, my friend, you are nobler than most players. The world might need more people like you - but you need to change your approach if you want to have your best chances to win at Blackjack.
First, though, let's take you through some basics of deck Blackjack terminology and Blackjack strategy, as you'll need to know what these words and phrases mean in order to decipher what our Cheat Sheet tells you.
Soft hand: This is when there is an ace in your hand, meaning there is no chance of you busting after the draw. The ace can be 1 or 11, but your hand must not total more than 21. Here are those soft combinations:
- A2 - 13 (13 or 3)
- A3 - 14 (14 or 4)
- A4 - 15 (15 or 5)
- A5 - 16 (16 or 6)
- A6 - 17 (17 or 7)
- A7 - 18 (18 or 8)
- A8 - 19 (19 or 9) - almost always stand
- A9 - 20 (20 or 10) - always stand!
- An ace with 10 or a face card is an unbeatable blackjack.
Hard hand: The combined total of any two cards not containing an ace. Here are the possible hard hands:
- 9-7 (hard 16)
- 8-6 (hard 14)
- 10-7 (hard 17)
It's riskier to draw with a hard hand, as there is more chance of busting.
Hit: drawing another card.
Stand: when your hand is good enough.
Double down: this is when you, or another player, increase the wager.
This Cheat Sheet alone won't make you a winner.
This Cheat Sheet helps you to understand the basics and shows you how to play a hand well. It tells you when to take a positive risk and when to hold back.
It's the Yoda you need to become Blackjack's Luke Skywalker.
To win at blackjack, download the cheat sheet, you must.
Blackjack Quick Reference Card Games
Can you use the Blackjack Cheat Sheet at the table?
You can keep the easy Blackjack Cheat Sheet open in your browser while a game of online Blackjack is running.
Use it as a reference to understand what decisions you are supposed to make when you play a hand of Blackjack.
After a while, once you get good enough to play on your own, you won't need it anymore. Until that happens, use it while you play. It'll help you learn to make the calls and do the right moves.
Never-Ending Blackjack Action Online!Practice free blackjack against the CPU and then sit to play exciting games with the best live dealers* in the world.
Play NowBlackjack Quick Reference Card Printable
*: The live dealer games are not available in the United States.